Question 1

How do I understand my insurance policy in simple language?

Accepted Answer

Upload your policy PDF on PolicySaaf and get an instant AI-powered explanation in simple English, Hindi, or Marathi. The analysis covers benefits, risks, hidden clauses, red flags, and how to file a claim — all in plain everyday language.

Question 2

What are common hidden clauses in insurance policies in India?

Accepted Answer

Common hidden clauses include depreciation deductions on vehicle insurance, waiting periods for pre-existing diseases, sub-limits on room rent in health insurance, late claim intimation penalties, and surrender value lock-in periods. PolicySaaf identifies all of these and explains them in plain language.

Question 3

Is my insurance policy good or bad?

Accepted Answer

Upload your policy on PolicySaaf to get an honest PROCEED, CAUTION, or AVOID verdict. Our AI analyzes your policy's trust score, benefits, risks, fishy clauses, and maturity value — and tells you exactly what it means for you and your family.

Question 4

Can PolicySaaf analyze health, life, and vehicle insurance?

Accepted Answer

Yes. PolicySaaf analyzes all types of Indian insurance and loan documents including health insurance, term life insurance, endowment policies, vehicle (motor) insurance, home loans, and personal loans.

Question 5

How do I know if my insurance claim will be rejected?

Accepted Answer

PolicySaaf's AI reads your policy for clauses that commonly cause claim rejections — such as exclusions, waiting periods, non-disclosure conditions, and sub-limits — and flags them as red alerts so you know what to watch out for.